According to CoinMeta, on August 25, 2026, mortgage and refinancing rates showed a mixed trend today. Based on data from the loan market, the 30-year fixed-rate mortgage averaged 6.63%, which is down 1 basis point from yesterday. The 15-year fixed-rate mortgage is currently at 5.95%, up 7 basis points from yesterday. The 5/1 ARM mortgage rate is at 6.62%, down 12 basis points from Monday. It is expected that the 30-year mortgage rate will remain between 6.60% and 6.70% in 2026.