According to CoinMeta, strategist Garrett Harbron suggests that retirees need to undergo a "complete shift in mindset" to cope with financial anxieties after retirement. He shared four principles to help retirees manage their funds better and ensure that their basic living needs are met. According to a survey, 62% of Americans are concerned about having insufficient retirement savings, and 54% are worried about maintaining their current lifestyle. Harbron emphasizes that setting goals and creating a sustainable spending plan are fundamental to a successful retirement plan. In addition, Harbron also mentions that retirees should utilize sources of income such as social security, pensions, or income annuities to cover their basic expenses, ensuring that their basic needs are met during retirement.