According to CoinMeta, on September 1, 2026, fixed mortgage loan rates rose due to the United States' airstrikes near the Strait of Hormuz. The average 30-year fixed-rate mortgage rate was 6.59%, up 4 basis points from yesterday. The current 15-year fixed-rate mortgage rate is 6%, up 9 basis points from Monday. The 5/1 mortgage rate is 6.22%, down 4 basis points from yesterday. According to the latest data, it is expected that the 30-year mortgage loan rate will remain between 6.60% and 6.70% in 2026.