web3: Can the funds be recovered after being scammed with ATM encryption?
Coinpaper
1h ago
Ai Focus
It is usually difficult to recover funds stolen through encryption ATM scams, but there are still remedies available under the circumstances of exchange freezes, law enforcement recovery efforts, and refund policies in some states.
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加密资产转出后,通常不能像信用卡交易那样直接撤销。但这不等于损失一定无法追回。若被骗资金后来流入中心化交易所,或最初通过银行卡、支付服务买入加密货币,受害者仍可能找到补救渠道。

文章提到,美国亚利桑那州近期有 35 名加密 ATM 诈骗受害者,依据州内相关法律获得全额退款,合计追回 171,332 美元。这一案例显示,报案速度和支付路径会明显影响追回结果。

链上转账通常不能回滚

美国联邦贸易委员会指出,加密货币支付通常不可逆。比特币、以太坊等资产一旦被发送到诈骗者控制的钱包,区块链层面一般没有撤销机制。

不过,链上交易无法回滚,并不意味着对应价值一定消失。若资产最终进入可识别的中心化平台,交易所可能在配合调查后限制账户操作。执法机构也可能根据链上记录追踪、扣押相关资产。

发现被骗后先停手留证

文章称,诈骗者通常不会把收到的资产长期留在首个钱包。资金可能很快被转入多个地址,换成其他代币,跨链转移,或存入交易所。每多一次转移,调查都会更复杂。

因此,发现异常后首先应停止继续转账。所谓“再付一笔税费、验证费或提现费就能解锁账户”的说法,是常见套路,继续付款通常只会扩大损失。

  • 保存每笔转账的交易哈希和收款地址
  • 记录时间、币种、金额与所用平台
  • 保留聊天记录、截图和 ATM 小票

文章提到,美国联邦调查局建议受害者通过网络犯罪投诉中心提交尽可能完整的交易信息,以便调查人员跟进。

银行卡与交易所是追索节点

若诈骗起点是银行转账、借记卡、信用卡或第三方支付,受害者还应立即联系银行、发卡机构或支付服务商,说明资金是如何进入骗局的。虽然银行无法撤销已经上链的加密转账,但与法币支付相关的环节,可能仍存在止付、争议处理或退款空间。

另一类关键节点是中心化交易所。文章举例称,若受害者把 USDT 转给诈骗者,而对方随后把这笔资产转入交易所账户,平台在接到调查请求并完成必要程序后,理论上可以限制该账户的提币或转移。

这也是为什么交易哈希和目标地址非常重要。调查人员可以据此沿着链上路径追踪资金,寻找其与交易所等加密服务商发生交互的时点。

总体来看,加密诈骗后的追回难度很高,但并非完全没有机会。是否能追回,核心往往不在于撤销区块链交易,而在于能否在资金继续转移前,找到可介入的中介机构或法律渠道。

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