OpenAI launches ChatGPT Wallet; AI intelligent agents can handle purchasing on behalf of users, but each payment must be confirmed by the user.
2026-11-13 23:04:15
According to CoinMeta, OpenAI has launched ChatGPT Wallet, allowing its AI chatbots to make purchases on behalf of users with their authorization. This feature is initially available to ChatGPT Pro subscribers over the age of 18 in the United States. OpenAI has collaborated with American Express, Mastercard, and Visa to introduce this feature, and cardholders can still enjoy their usual credit card rewards and consumer protections. Eligible users only need to enter their bank card information once to allow the chatbot to search for products, but each payment still requires user confirmation after going through security verification. OpenAI states that the chatbots will not have access to users' actual card information; instead, the payment network will provide a dedicated payment token for each transaction, which includes the card number, security code, and expiration date specific to that transaction only. OpenAI indicates that ChatGPT Wallet will not charge a commission from transactions in the initial stages; the focus at this point is on establishing partnerships with merchants and payment networks. By the end of the third quarter, ChatGPT had over 1.2 billion active users per week and nearly 100 million paying users. Merchants' attitudes towards AI chatbots making purchases on their behalf are still mixed. United Airlines will prevent chatbots from accessing its booking system, and Amazon also does not allow chatbots to place orders on its platform.
Source:Internet
This content is for market information only and does not constitute investment advice.
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