According to CoinMeta, HSBC and Ant Digital have completed the technical verification test for small-value payments using AI tokenized deposits. The AI intelligent entity is capable of representing users in discovering and invoking digital services to complete payments, with each transaction typically amounting to less than $2, enabling real-time settlement. During the test, HSBC’s tokenized deposit service TDS provided settlement, along with real-time risk control through the MCP interface, while Ant Digital’s Anvita Flow was responsible for service invocation and small-value payment settlement. The on-chain transactions were conducted on the Layer2 blockchain’s Jovay test network. This test was of an exploratory nature and not intended for commercial deployment.